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Bo Lacey is proud to offer financing on your next home project!

EnerBank USA

• 12 month Same as Cash
• 9.99% APR 12 year Loan

EnerBank Star Performer Award

EnerBank USA is a specialized home improvement lender — that means you can get the entire project you want completed right now instead of waiting to save up the cash or completing it in stages. With an EnerBank loan, your home is not used as collateral, there’s no application fee, no closing or appraisal costs, and no prepayment penalties. You can use our fast and easy application to connect with our US based team to receive a credit decision within seconds. Approvals are valid for 120-180 days, giving you plenty of time to plan and complete your home improvement project.

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of November 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement.

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 144 monthly payments of $11.95 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Financing Options from GreenSky a Goldman Sachs Company

Reduced Rate of 11.99% for 120 Months

Subject to credit approval. Fixed interest rate of 11.99% for 120 months. Payment example assumes one time $10,000 purchase on approval date (APR 11.99%) with 120 payments of $143.41.

No Interest if Paid in Full in 12 Months

Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months.

GreenSky® and GreenSky Patient Solutions® are loan programs names for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants/providers. Participating lenders are federally insured, federal and state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender or familial status. GreenSky® and GreenSky Patient Solutions® are registered tradmarks of GreenSky, LLC. GreenSky Servicing, LLC services and loans on behalf of participating lenders. NMLS #1416362. GreenSky, LLC and GreenSky Servcing, LLC. are subsidiaries of Goldman Sachs Bank USA. Loans originated by Goldman Sachs are issued by Goldman Sachs Bank USA, Salt Lake City Branch.
Equal Opportunity Lender